Independent verification · Large-scale compute

Compute has become a financed asset class. Understanding it is still an operator’s craft.

Collatr is an independent verification and intelligence firm for large-scale compute. We bring operator-grade knowledge of GPU fleets, cluster systems, and hardware economics to the lenders, investors, insurers, and rating agencies that now depend on them.

$20B+
reported GPU-backed debt outstanding, an asset class under three years old
~$800B
of private credit projected into data-center debt over the next two years (Morgan Stanley)
~68%
three-year decline in H100 rental rates, the market price of the collateral’s output
Capabilities

We understand compute infrastructure the way its operators do.

Large fleets are systems, not line items. Our work rests on the disciplines it takes to run them.

01

Fleet telemetry

Modern fleets emit device-level data as a matter of basic operations: utilization, power draw, thermals, error activity. We know what these signals mean, what they miss, and how they can mislead.

02

Cluster systems

A GPU’s productive value depends on what surrounds it: interconnect fabric, power contracts, cooling, and the software that keeps utilization high. We evaluate clusters as operating systems of hardware, not inventories.

03

Hardware lifecycle economics

Depreciation, refresh cycles, generational transitions, and residual value. The distinction between replacement cost and value in use, measured rather than assumed.

04

Physical verification

Serial-level sampling, site inspection standards, and evidence protocols built for third-party reliance. Independent measurement points, cross-checked.

05

Market data

Daily tracking of rental and resale prices across public GPU marketplaces. Observable series for assets that are usually marked by negotiated schedules.

06

Counterparty analytics

Demand decomposed by counterparty: whose workloads run on the fleet, whose capital funds the purchases, and how much of the order book stands at arm’s length.

Services

For the institutions on the other side of the hardware.

We work with lenders, structured-credit investors, insurers, and rating agencies.

Assessment

Deal-time evaluation of compute assets and the systems around them, delivered under a published methodology and built for the credit file.

Monitoring

Ongoing, covenant-grade reporting through the life of a facility. Independent measurement, on a schedule, with defined escalation.

Data & research

Price series, datasets, and published analysis of the compute economy, maintained continuously rather than assembled per engagement.

Approach

Independence is a method, not a claim.

Independent measurement

We rely on cross-checked signals from sources no single party controls. No one’s self-reported data is ever load-bearing on its own.

Published methodology

Our standards are public and versioned. Findings state what agreed with what, under which methodology. Precision about what was checked is the product.

No conflicting positions

We work for the party relying on the answer. We do not trade, broker, or take positions in the assets we assess.

Research

Published analysis of the compute economy.

Our research is public. The datasets behind it are maintained daily.

Technical note · July 2026 · Forthcoming
GPU Collateral: Depreciation, Utilization, and What Lenders Can’t Currently Verify

The operator’s view of the fastest-growing collateral class in credit. Email for an advance copy.

Data · Ongoing
GPU rental and resale price tracking

Daily capture across public marketplaces. A public data layer is in preparation; contact us for early access.

About

Built by operators.

Collatr was founded on a simple premise: the expertise that runs the world’s largest compute fleets should also serve the institutions that finance them.

Our founders built and ran machine-learning infrastructure at hyperscale: the fleets, data platforms, and telemetry systems this asset class is made of. Collatr’s methods come from that side of the industry: measurement-first, systems-level, and skeptical of any number that arrives without instrumentation behind it.

For engagements, research access, or an advance copy of the current note:

info@collatr.com